Samridhi Business Loans

Job Title: Relationship / Sales Manager

About Us: We are an NBFC, headquartered in Bhopal with major focus on Business Loans / LAP, Co-Lending and Education Loans, we are currently in an expansion phase and determined to open branches across Madhya Pradesh, while our first branch is being planned in Narmadapuram.

Location: Hoshangabad (Narmadapuram)

Job Description: We are seeking a proactive and customer-focused Sales/Relationship Manager to join Hoshangabad/Narmadapuram branch team. Reporting directly to the Branch Manager, the successful candidate will be responsible for achieving Assets Under Management (AUM) targets on a monthly and yearly basis. This role requires strict adherence to credit norms and sourcing compliance, maintaining strong customer relationships to ensure zero delinquency, and promoting additional products and services to existing clients.

Responsibilities:

• AUM Growth: Achieve business loan targets and expand the portfolio.
• Credit & Compliance: Ensure due diligence and regulatory adherence.
• Client Management: Build relationships and ensure timely repayments.
• Cross-Selling: Identify opportunities for additional financial products.
• Integrity: Maintain ethical business practices.

Required Skills and Qualifications:

• Education: Bachelor’s in Business/Finance (mandatory).
• Experience: 3+ years in business loan sourcing.
• Skills: Communication, analytics, teamwork, customer focus.

Benefits and Salary:

• Competitive salary and performance-based incentives.
• Opportunities for professional development and career advancement.
• Supportive and collaborative work environment.

How to Apply: Interested candidates are invited to submit their resume to “[email protected]” with the subject line Relationship/Sales Manager

Job Title: Collection Manager

About Us: We are an NBFC, headquartered in Bhopal with major focus on Business Loans / LAP, Co-Lending and Education Loans, we are currently in an expansion phase and determined to open branches across Madhya Pradesh, while our first branch is being planned in Narmadapuram.

Location: Hoshangabad (Narmadapuram)

Job Description: The Collection Manager is responsible for overseeing loan recovery processes, minimizing delinquencies, and ensuring timely collections while maintaining compliance with regulatory guidelines. The role involves leading collection teams, implementing effective recovery strategies, and reducing NPAs.

Responsibilities:

• Develop and implement collection strategies to improve recovery rates.
• Monitor overdue accounts, analyse trends, and take corrective actions.
• Lead and manage collection teams to achieve recovery targets.
• Ensure adherence to legal and regulatory guidelines in collection practices.
• Coordinate with legal teams for recovery actions in delinquent cases.
• Utilize data analytics and technology to optimize collection efficiency.
• Maintain relationships with customers to facilitate settlements and negotiations.

Required Skills and Qualifications:

• Education: Bachelors in finance, Business, or related field; MBA preferred.
• Experience: 3-4 years in NBFC collections & in a leadership role.
• Expertise: Loan recovery, delinquency management, NPA reduction.
• Skills: Leadership, negotiation, problem-solving, regulatory compliance.
• Tech: Proficiency in collection software, CRM tools, and MS Office.

Benefits and Salary:

• Competitive salary and performance-based incentives.
• Opportunities for professional development and career advancement.
• Supportive and collaborative work environment.

How to Apply: Interested candidates are invited to submit their resume to “[email protected]” with the subject line Collection Manager

Job Title: Operations Manager

About Us: We are an NBFC, headquartered in Bhopal with major focus on Business Loans / LAP, Co-Lending and Education Loans, we are currently in an expansion phase and determined to open branches across Madhya Pradesh, while our first branch is being planned in Narmadapuram.

Location: Hoshangabad (Narmadapuram)

Job Description: The Operations Manager is responsible for overseeing and optimizing the day-to-day operations of the company, ensuring compliance, efficiency, and smooth execution of financial services. The role involves managing loan processing, collections, risk control, and regulatory adherence while improving operational workflows.

Responsibilities:

• Oversee loan processing, disbursements, and documentation to ensure efficiency and compliance.
• Implement and streamline operational processes to enhance productivity and reduce turnaround time.
• Collaborate with technology teams to optimize loan management and automation.
• Ensure adherence to RBI regulations, NBFC policies, and internal risk frameworks.
• Enhance customer experience by improving service quality and resolving operational issues.

Required Skills and Qualifications:

• Education: Bachelor’s in finance/business; MBA preferred.
• Experience: 3-4 years in NBFC operations.
• Expertise: Loan processing, collections, compliance, risk management.
• Skills: Leadership, analytics, problem-solving, fraud prevention.
• Tech: Banking software, loan management systems, MS Office.

Benefits and Salary:

• Competitive salary and performance-based incentives.
• Opportunities for professional development and career advancement.
• Supportive and collaborative work environment.

How to Apply: Interested candidates are invited to submit their resume to “[email protected]” with the subject line Operation Manager

Job Title: Branch Manager

About Us: We are an NBFC, headquartered in Bhopal with major focus on Business Loans / LAP, Co-Lending and Education Loans, we are currently in an expansion phase and determined to open branches across Madhya Pradesh, while our first branch is being planned in Narmadapuram.

Location: Hoshangabad (Narmadapuram)

Job Description: We are seeking an experienced and dynamic Branch Manager to lead our Narmadapuram branch. The ideal candidate will be responsible for driving customer acquisition for both secured and unsecured business loans, overseeing all branch operations, guiding the sales team to achieve targets, balancing credit sanctioning with business growth, and managing administrative functions. This role also involves overseeing hub and spoke branches in nearby territories and maintaining daily communication with the Head Office to ensure seamless operations.

Responsibilities:

• Customer Acquisition: Expand business, build relationships.
• Sales Leadership: Lead, train, and monitor teams.
• Branch Operations: Ensure efficiency and compliance.
• Credit & Risk: Assess loans, manage risks.
• Collections: Oversee recoveries, reduce NPAs.
• Compliance & Admin: Maintain records, regulatory adherence.
• Hub & Spoke: Supervise branch network.
• HO Communication: Report performance, address issues.

Required Skills and Qualifications:

• Education: Bachelor’s in business/finance; MBA preferred.
• Experience: 6-7 years in banking/finance, 2-3 years in leadership.
• Skills: Sales, credit, risk, collections, communication, multitasking.
• Technical: Proficient in banking software & MS Office.

Benefits and Salary:

• Competitive salary and performance-based incentives.
• Opportunities for professional development and career advancement.
• Supportive and collaborative work environment.

How to Apply: Interested candidates are invited to submit their resume to “[email protected]” with the subject line Branch Manager

Job Title: Credit Manager

About Us: We are an NBFC, headquartered in Bhopal with major focus on Business Loans / LAP, Co-Lending and Education Loans, we are currently in an expansion phase and determined to open branches across Madhya Pradesh, while our first branch is being planned in Narmadapuram.

Location: Hoshangabad (Narmadapuram)

Job Description: The Credit Manager is responsible for evaluating loan applications, assessing creditworthiness, and managing credit risk to ensure a high-quality loan portfolio. The role involves implementing underwriting standards, monitoring portfolio performance, and ensuring compliance with NBFC policies and RBI regulations.

Responsibilities:

• Credit Assessment: Evaluate loans, conduct due diligence, ensure compliance.
• Risk Management: Monitor portfolios, minimize NPAs, implement mitigation.
• Compliance: Adhere to RBI/NBFC norms, maintain records, report risks.
• Collaboration: Coordinate with sales, collections, and external agencies.

Required Skills and Qualifications:

• Strong knowledge of credit risk assessment, underwriting, and loan structuring.
• Understanding of financial statements, collateral evaluation, and credit scoring models.
• Expertise in RBI regulations, Basel norms, and NBFC credit risk frameworks.
• Proficiency in risk analytics, fraud detection, and NPA management.
• Strong decision-making, analytical, and stakeholder management skills.
• Bachelor’s/master’s degree in finance, Accounting, Business Administration, or a related field.
• 3-5 years of experience in credit risk assessment, underwriting, or loan approvals within NBFC/BFSI.
• Proven experience in managing credit portfolios and minimizing NPAs.

Benefits and Salary:

• Competitive salary and performance-based incentives.
• Opportunities for professional development and career advancement.
• Supportive and collaborative work environment.

How to Apply: Interested candidates are invited to submit their resume to “[email protected]” with the subject line Credit Manager

Job Title: Credit Manager

About Us: We are an NBFC, headquartered in Bhopal with major focus on Business Loans / LAP, Co-Lending and Education Loans, we are currently in an expansion phase and determined to open branches across Madhya Pradesh.

Location: Bhopal (MP)

Job Description: The Credit Manager is responsible for evaluating loan applications, assessing creditworthiness, and managing credit risk to ensure a high-quality loan portfolio. The role involves implementing underwriting standards, monitoring portfolio performance, and ensuring compliance with NBFC policies and RBI regulations.

Responsibilities:

• Credit Assessment: Evaluate loans, conduct due diligence, ensure compliance.
• Risk Management: Monitor portfolios, minimize NPAs, implement mitigation.
• Compliance: Adhere to RBI/NBFC norms, maintain records, report risks.
• Collaboration: Coordinate with sales, collections, and external agencies.

Required Skills and Qualifications:

• Strong knowledge of credit risk assessment, underwriting, and loan structuring.
• Understanding of financial statements, collateral evaluation, and credit scoring models.
• Expertise in RBI regulations, Basel norms, and NBFC credit risk frameworks.
• Proficiency in risk analytics, fraud detection, and NPA management.
• Strong decision-making, analytical, and stakeholder management skills.
• Bachelor’s/master’s degree in finance, Accounting, Business Administration, or a related field.
• 3-5 years of experience in credit risk assessment, underwriting, or loan approvals within NBFC/BFSI.
• Proven experience in managing credit portfolios and minimizing NPAs.

Benefits and Salary:

• Competitive salary and performance-based incentives.
• Opportunities for professional development and career advancement.
• Supportive and collaborative work environment.

How to Apply: Interested candidates are invited to submit their resume to “[email protected]” with the subject line Credit Manager

Job Title: General Manager- Sales Head

About Us: We are an NBFC, headquartered in Bhopal with major focus on Business Loans / LAP, Co-Lending and Education Loans, we are currently in an expansion phase and determined to open branches across Madhya Pradesh.

Location: Bhopal (MP)

Job Description: The General Manager- Sales is responsible to lead our sales division. The ideal candidate will be responsible for achieving the overall Assets Under Management (AUM) sales targets across various segments, ensuring branch profitability, expanding our branch network, and fostering strategic partnerships. This role requires a strategic thinker with a proven track record in sales leadership within the NBFC sector.

Responsibilities:

• Sales Growth: Develop strategies, monitor performance, drive AUM.
• Branch & Partnerships: Oversee branches, co-lending, fintech, DSAs.
• Deposits & Credit: Mobilize deposits, ensure credit quality, collections.
• Lead Generation & Branding: Strengthen sales funnel, boost visibility.
• Talent Management: Develop & retain sales teams.

Required Skills and Qualifications:

• Education: Bachelor’s in finance/business; MBA preferred.
• Experience: 7-10 years in NBFC/financial sales leadership.
• Skills: Sales growth, partnerships, strategy, data-driven decisions.
• Regulatory: Strong NBFC compliance knowledge.

Benefits and Salary:

• Competitive salary and performance-based incentives.
• Opportunities for professional development and career advancement.
• Supportive and collaborative work environment.

How to Apply: Interested candidates are invited to submit their resume to “[email protected]” with the subject line General Manager- Sales Head

Job Title: General Manager- Operations & Collections Head

About Us: We are an NBFC, headquartered in Bhopal with major focus on Business Loans / LAP, Co-Lending and Education Loans, we are currently in an expansion phase and determined to open branches across Madhya Pradesh.

Location: Bhopal (MP)

Job Description: The General Manager – Operation & Collection Head is responsible for overseeing loan processing, customer service, collections, and recovery functions to ensure smooth and efficient operations. This role involves optimizing workflows, ensuring compliance with RBI regulations, and implementing strategies to improve loan recovery and reduce NPAs. The GM will lead teams to enhance operational efficiency, streamline collections, and maintain strong customer relationships while minimizing credit risk.

Responsibilities:

• Operations: Manage loan disbursement, streamline workflows, ensure compliance, and enhance automation.
• Collections: Implement recovery strategies, monitor NPAs, and collaborate with legal teams.
• Team Leadership: Train, mentor, and coordinate for efficiency.
• Compliance & Risk: Ensure regulatory adherence and fraud prevention.

Required Skills and Qualifications:

• NBFC Operations: Loans, collections, compliance.
• Leadership: Team management, conflict resolution.
• Technical: Data analysis, software proficiency.
• Communication: Negotiation, customer relations.
• Bachelor’s or master’s degree in finance, Business Administration, or related field.
• 7-10 years of experience in NBFC/BFSI, with at least 3 years in a managerial role.
• Proven experience in loan collections and operations management.

Benefits and Salary:

• Competitive salary and performance-based incentives.
• Opportunities for professional development and career advancement.
• Supportive and collaborative work environment.

How to Apply: Interested candidates are invited to submit their resume to “[email protected]” with the subject line General Manager- Operations & Collections Head